22 Small Towns Where You Can Still Buy a House for Cheap

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Housing prices are rising in many big cities, making homeownership inaccessible for many buyers. Luckily, many small towns have affordable housing markets with an excellent quality of life that attract many buyers looking for a more accessible market. The affordable options in these areas offer ideal markets for families, professionals, and retirees seeking affordability. These are 22 small towns where you can still buy a house for cheap:

Branson, Missouri

Branson sits in the heart of the Ozark Mountains and offers scenic beauty and lively entertainment. The town is home to more than 50 theaters and is famous for its live shows, music, and family-friendly attractions that enhance the quality of life. Branson is a welcoming place to call home, with the cost of living lower than the national average. Home prices in the town average at about $275,000, making it affordable for those settling in a vibrant yet peaceful community.

Springfield, Illinois

Illinois’s capital, Springfield, is a historic and charming small town. It is known as Abraham Lincoln’s birthplace and has museums, historical monuments, and lovely parks. Springfield retains a laid-back lifestyle with reasonably priced living expenses while being a major city. Homes in this neighborhood start at about $150,000, offering an ideal market for affordable buyers. The affordability attracts many young professionals and families who want to live in an area with a vibrant culture, top-notch schools, and a strong community.

Sandusky, Ohio

Sandusky is a hidden gem with waterfront views and a strong sense of community. The town is located on the shores of Lake Erie and is known for Cedar Point amusement park. It boasts a charming downtown, affordable living, and plenty of outdoor activities. With home prices averaging around $140,000, Sandusky is an excellent choice for those looking for a scenic, affordable place to live with easy access to nature and entertainment.

Glens Falls, New York

Glens Falls is a small town between Saratoga Springs and the Adirondack Mountains. It combines outdoor excitement with small-town charm and has become a popular destination for children and nature lovers. It also has a thriving arts scene, historic downtown, and proximity to Lake George, which makes it an appealing choice for homebuyers looking for a budget without compromising the quality of life. The affordable living costs and housing market, with home prices at about $230,000, make it an excellent place for accessible homeownership.

Atlantic City, New Jersey

Atlantic City is an affordable place to live, famous for its boardwalk, casinos, and beaches. The affordable living costs enable residents to keep their spending low. With affordable home prices averaging $175,000, residents also have better access to homeownership without taking on large financial burdens. Atlantic City provides a unique chance to own property in a lively, beachside town without the high costs of other coastal cities.

Baraboo, Wisconsin

Baraboo is a charming small town with a rich history and is surrounded by rolling hills and scenic parks. Residents enjoy a high quality of life here with access to outdoor adventure, historic attractions, and a welcoming community. The high quality of life is enhanced by the affordable home prices that average $225,000, which attracts many young families and professionals seeking affordable housing options. The town has a vibrant downtown, excellent schools, and easy access to nature, and it is a great spot for those looking for affordability in a peaceful yet lively setting.

Altoona, Pennsylvania

Altoona is renowned for its friendly attitude and railroad heritage. The town is ideal for families and elders because it blends historic charm, local breweries, and scenic trails. The growing job market and reduced cost of living in Altoona provide a great balance of affordability and opportunity. Homes there start at around $160,000, making it a popular choice for homebuyers seeking a more accessible housing market.

Fairbanks, Alaska

Fairbanks is a unique town where residents enjoy access to natural beauty and adventurous spirit. It offers a tranquil lifestyle, a close-knit community, and the opportunity to witness the stunning Northern Lights. Living costs in the town are pretty affordable, and the housing market offers inexpensive housing options, which average $290,000. The town is a great option for cost-effective buyers looking for a more accessible housing market. Living here can also offer residents access to outdoor access, a thriving job market, and modern convenience.

Kearney, Nebraska

Located along the Platte River, Kearney is a welcoming town with small-town charm and modern amenities. It is known for its rich history, educational opportunities, and strong job market. Residents here have access to a high quality of life and an affordable housing market, making homeownership more attainable. Homebuyers can find plenty of housing options at $250,000, enabling them to lower their financial load and become homeowners. With plenty of parks, museums, and family-friendly attractions, Kearney offers a great life at a lower cost.

Great Falls, Montana

Nestled along the Missouri River, Great Falls is a scenic town where residents have access to plenty of outdoor recreation, a rich history, and a welcoming community. With home prices averaging $275,000, homeownership is much more accessible in Great Falls than in other cities. The affordable housing and low living costs make it an ideal setting for budget-conscious individuals.

Berlin, New Hampshire

Surrounded by the White Mountains, Berlin is a quiet town offering stunning scenery and a strong sense of community. Once a central hub for the paper industry, it now attracts outdoor enthusiasts who enjoy hiking, fishing, and snowmobiling. The town has a lower living cost than other parts of New England. Affordable living costs are enhanced by affordable homes, which average $200,000, making it an appealing option for those looking for affordability in a picturesque setting.

Bisbee, Arizona

With home prices around $225,000, Bisbee is an affordable option for people looking to become homeowners without breaking the bank. The town also has a laidback lifestyle, a rich mining history, and a vibrant arts scene, making it a charming place to call home. Residents also have access to low living costs in Bisbee, making it a great place to lead a budget-friendly lifestyle.

  

Latrobe, Pennsylvania

Latrobe is a small town with a rich history, strong community ties, and a peaceful atmosphere. Residents enjoy parks, local breweries, and easy access to Pittsburgh, which enhance their quality of life. The affordable housing market, with homes available for about $160,000, attracts many retirees and young families seeking more affordable options. The town’s small-town charm, good schools, and relaxed pace of life make it a great place to call home.

Natchitoches, Louisiana

As Louisiana’s oldest settlement, Natchitoches is a charming town filled with history, Southern hospitality, and beautiful riverfront views. Known for its historic district, brick-lined streets, and famous Christmas festival, it offers a relaxed yet vibrant lifestyle. The town has a welcoming atmosphere, great food, and plenty of outdoor activities. Homebuyers in Natchitoches also have a highly affordable housing market with home prices that average around $200,000, making it a great place to become homeowners.

Rutland, Vermont

Surrounded by the Green Mountains, Rutland is a small New England town renowned for its four-season outdoor activities, historic charm, and strong sense of community. It features a vibrant downtown with independent shops, farmers’ markets, and a thriving creative community. The town is also a great option for individuals living on a budget, with low living costs and an affordable housing market with homes that average $250,000.

Truth or Consequences, New Mexico

Truth or Consequences is a little town with a laid-back, artistic feel. It is well-known for its unique name and natural hot springs. It is close to the Rio Grande and provides a slower pace of life where residents can enjoy breathtaking desert views. Home prices in the town begin at about $175,000, making it easy for buyers to find affordable housing options.

Viroqua, Wisconsin

Viroqua is well-known for its organic farming, artistic community, and welcoming atmosphere. It boasts a bustling local food scene, a pedestrian-friendly downtown, and abundant outdoor pursuits like fishing and hiking. The residents enjoy a high quality of life and have access to an affordable housing market with prices that average $225,000. The affordable housing and living costs make it a great option for individuals looking to become homeowners in an affordable setting.

Waterville, Maine

Waterville is a small town situated along the Kennebec River. It boasts a vibrant artistic scene, a quaint downtown, and abundant outdoor activities. The town has a high quality of life where residents have access to a blend of modern conveniences and small-town charm. The housing costs in Waterville are comparably affordable at about $225,000, making it a cost-effective choice for people seeking affordability with natural beauty.

Conway, South Carolina

Conway is a historic town with a picturesque riverwalk, beautiful oak-lined streets, and a relaxed Southern charm. It offers a quieter alternative to the busy tourist spots while providing easy access to the beach and city amenities. With reasonable living costs and an affordable housing market averaging about $250,000, many families and professionals looking to become homeowners are drawn to the town.

Cortland, New York

Cortland is a small town with a rich history and a strong sense of community situated in the Finger Lakes region. It offers a blend of culture and environment and is well-known for its historic downtown, outdoor recreation, and local festivals. The town also has a cost-effective housing market, with prices averaging $200,000, that attracts many potential buyers seeking lower-priced homes.

Escanaba, Michigan

Located on the shores of Lake Michigan, Escanaba is a quiet town renowned for its outdoor recreation, waterfront scenery, and welcoming residents. It is a perfect place for those who enjoy the outdoors and a more leisurely pace. Homes here start at about $175,000, making homeownership much more accessible, and the cost of living is cheap. This makes the town a cost-effective choice for anyone looking for reasonably priced lakefront living.

Fairfield, Iowa

The small Midwestern town of Fairfield has a distinctive mix of vibrant culture and rustic charm. It draws innovative thinkers and businesspeople because of its flourishing arts scene, neighborhood establishments, and sustainable living programs. The village offers a slower, more tranquil way of life and a friendly community. With homes starting at about $200,000, it is a reasonably priced option for anyone searching for a welcoming, progressive town with a strong sense of community.

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